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UK Stories

Credit risk stories

UK credit card balances hit record high amid strain
Inflation

UK credit card balances hit record high amid strain

Household finances are under growing strain as repayment rates fall and missed payments rise, with balances matching a record high.

By Sofiah Nichole Salivio • 3 min read • Last month
FICO adds DataOps to platform for wider AI adoption
Data governance

FICO adds DataOps to platform for wider AI adoption

Weak data pipelines and poor governance can now be checked inside the FICO Platform, as the software maker pushes firms towards safer AI use.

By Sofiah Nichole Salivio • 4 min read • Last month

Global Stories

Credit risk stories

Conexus Venture Capital backs JUDI.AI growth round
Digital Transformation

Conexus Venture Capital backs JUDI.AI growth round

Borrowers could get small business loan decisions in minutes as new capital supports JUDI.AI's North American expansion.

By Karen Joy Bacudo • 4 min read • Last week
Midas launches mGLOBAL as collateral on Aave Horizon
Decentralized Finance

Midas launches mGLOBAL as collateral on Aave Horizon

Qualified institutions can now borrow stablecoins against a tokenised private credit product as Aave Horizon widens its real-world asset market.

By Sean Mitchell • 4 min read • Last month
Maple, Kraken launch onchain loan facility for BTC
Fintech

Maple, Kraken launch onchain loan facility for BTC

Digital asset lenders could gain a more familiar funding model as the USDC facility adds bankruptcy-remote protections and onchain visibility.

By Karen Joy Bacudo • 4 min read • Last month
Experian & Resistant AI tackle document fraud in ANZ
Software-as-a-Service

Experian & Resistant AI tackle document fraud in ANZ

Banks and insurers in Australia and New Zealand will gain new checks as AI-made forgeries increasingly evade standard identity verification tools.

By Joseph Gabriel Lagonsin • 5 min read • Last month
Chirp Digital lifts SMS volume 2,300% with TrueDialogue
Software-as-a-Service

Chirp Digital lifts SMS volume 2,300% with TrueDialogue

Better text delivery has helped the fintech avoid carrier throttling and support headaches as clients rely on SMS to complete financial checks.

By Karen Joy Bacudo • 4 min read • Last month
What DeFi Actually Built and Why Traditional Finance Is Quietly Adopting It
Crypto

What DeFi Actually Built and Why Traditional Finance Is Quietly Adopting It

Billions in losses have not stopped banks and asset managers using DeFi rails for faster settlement, tokenised funds and stablecoin payments.

By Ryan Duthe • 9 min read • Last month
Aryza partners with Nucleo on UK & Ireland rollout
Data Protection

Aryza partners with Nucleo on UK & Ireland rollout

Financial services and other regulated firms gain local support to deploy Aryza software faster as Nucleo becomes its UK and Ireland partner.

By Joseph Gabriel Lagonsin • 3 min read • Last month
Lloyds manager Will Ashman wins FICO fintech award
Data Analytics

Lloyds manager Will Ashman wins FICO fintech award

The award highlights how Lloyds Banking Group is expanding automated risk decisions as banks face tighter regulatory scrutiny and customer expectations.

By Sofiah Nichole Salivio • 4 min read • Last month

Stories from Other Regions

Credit risk stories

Panasonic New Zealand returns to profit as sales decline
Productivity

Panasonic New Zealand returns to profit as sales decline

Lower costs and support income helped Panasonic New Zealand swing back to a small profit even as revenue slid to NZD $90.8 million.

By Karen Joy Bacudo • 3 min read • Last week
Earlypay warns SMEs on late payments as costs rise
Supply Chain

Earlypay warns SMEs on late payments as costs rise

Rising costs and overdue invoices are squeezing Australian SMEs, with late payments now at a six-year high, Earlypay says.

By Karen Joy Bacudo • 5 min read • Last week
Mackenzie adopts Bloomberg MAC3 for portfolio risk
Application Programming Interface

Mackenzie adopts Bloomberg MAC3 for portfolio risk

The Canadian asset manager will use Bloomberg's MAC3 to spot hidden risks and unintended exposures across equities, bonds and alternatives.

By Sean Mitchell • 4 min read • Last month
Waste services insolvencies surge as defaults climb
Supply Chain

Waste services insolvencies surge as defaults climb

Insolvencies in the industry are now more than three times the national average, as diesel, landfill levies and debt costs squeeze margins.

By Karen Joy Bacudo • 5 min read • Last month
Carrington Labs launches Cashflow Score on Snowflake
Software-as-a-Service

Carrington Labs launches Cashflow Score on Snowflake

Lenders in Australia can now score borrowers without moving data out of Snowflake, as the app targets faster, simpler underwriting.

By Karen Joy Bacudo • 4 min read • Last month
Canadian entrepreneurship falls as credit strain rises
Small Business

Canadian entrepreneurship falls as credit strain rises

More firms are missing lender payments even as start-up activity slumps, underscoring pressure on Canadian small businesses and credit markets.

By Karen Joy Bacudo • 6 min read • Last month
RBA set to hold as late business payments hit six-year high
Small Business

RBA set to hold as late business payments hit six-year high

Australian businesses face tighter cash flow as overdue invoices jump to a six-year high, reinforcing expectations the RBA will hold rates at 4.35%.

By Karen Joy Bacudo • 4 min read • Last month