Credit risk Stories

UK Stories

Credit risk stories

Flagstone expands SME savings panel to 56 UK banks

UK SMEs can now spread surplus cash across more than 200 business savings accounts as Flagstone lifts its bank panel to 56.

By Karen Joy Bacudo • 4 min read • Last week

Decentralized Finance

Morpho launches Midnight fixed-rate lending on Base

The new protocol could draw institutions to onchain credit markets by adding fixed terms, compliance controls and counterparty choice on Base.

By Karen Joy Bacudo • 3 min read • Last week

Digital Transformation

FICO urges UK banks to boost personalisation amid switching

Switching rose 43% in Britain last quarter, adding pressure on banks to tailor offers as digital-only accounts neared half of households.

By Sofiah Nichole Salivio • 4 min read • Last week

Fintech

PayPal adds new Pay in 30 Days option for UK shoppers

The fee-free option gives eligible UK shoppers up to 30 days to settle online purchases from GBP £1 to GBP £900 at checkout.

By Karen Joy Bacudo • 4 min read • This month

Fintech

Creditspring tops GBP £1 billion in loan disbursements

Households squeezed by higher costs are turning to fixed-fee borrowing, helping the lender pass GBP £1 billion in loans.

By Karen Joy Bacudo • 4 min read • This month

Fintech

UK Fraud liability in 2026: The hidden cost of synthetic identity fraud

Banks now face a capped GBP £85,000 reimbursement bill per claim as synthetic identity fraud turns into a direct liability under tighter UK rules.

By Barley Laing • 5 min read • This month

Fintech

Utilities & telecoms firms face widespread payment woes

Payment disruptions are worsening customer experience at utilities and telecoms firms, with 99% of respondents reporting some form of issue.

By Mark Tarre • 3 min read • This month

Global Stories

Credit risk stories

Fintech

BNPL Fraud in Australia: Why new rules make data quality critical

New licensing rules mean BNPL providers must verify identities and addresses more accurately or risk fraud losses and compliance breaches.

By Edmund Ng • 5 min read • Today

Fintech

YouLend & Just Eat Takeaway pass €150m in financing

Restaurants across seven European markets have repeatedly tapped platform lending as the YouLend-Just Eat Takeaway scheme tops EUR €150 million.

By Karen Joy Bacudo • 3 min read • This month

Software-as-a-Service

Tech chiefs urge safer, sector-specific AI adoption

Businesses face mounting pressure to curb unsafe AI rollouts as executives warn that general-purpose tools are outpacing governance and controls.

By Sean Mitchell • 4 min read • This month

Fintech

Swift readies blockchain ledger for bank payment pilots

Seventeen banks will test whether tokenised deposits can speed cross-border payments and extend settlement beyond normal market hours.

By Karen Joy Bacudo • 5 min read • This month

Stories from Other Regions

Credit risk stories

Bank of New Zealand

New Zealand personal loan delinquencies hit three-year high

Unsecured borrowers in New Zealand are under mounting strain as Experian flags a rise in personal loan arrears to a three-year peak.

By Karen Joy Bacudo • 4 min read • Today

Data Analytics

Early mortgage hardship boosts repayment recovery: Experian

Borrowers who seek help before falling behind on mortgages are far more likely to recover, with 87% back on track within six months.

By Karen Joy Bacudo • 3 min read • Today

Fintech

Block Earner launches Australia's first crypto loans

Australian borrowers can now access AUD loans against crypto holdings without selling, as a licensed platform moves digital assets into mainstream credit.

By Sean Mitchell • 4 min read • Yesterday

Data Protection

Banjo Loans urges SMEs to use AI with human checks

Poorly checked AI use could leave SMEs exposed to lending errors, fines and loan cancellations, Banjo Loans has warned.

By Karen Joy Bacudo • 4 min read • Last week

Data Analytics

ATO tax debts lift insolvency risk for Australian firms

More than 35,000 Australian businesses now face heightened failure risk as ATO debts above AUD $100,000 coincide with rising defaults.

By Karen Joy Bacudo • 5 min read • Last week

Fintech

Vield adopts Integral tech to automate crypto hedging

As Australia tightens oversight of digital asset firms, the lender is moving to automated hedging to manage crypto and currency risk around the clock.

By Karen Joy Bacudo • 4 min read • Last week