The Ultimate Guide to Buy Now Pay Later
A curated UK edition of TechDay news, analysis, interviews, reviews, job moves, and related resources for Buy Now Pay Later (BNPL).
What to know about Buy Now Pay Later
Buy Now Pay Later (BNPL) is a payment method that allows consumers to purchase goods and services immediately while spreading the cost over time through instalments. This option is increasingly popular worldwide, driven by its convenience and flexibility, particularly among younger shoppers like Gen Z who are turning away from traditional credit cards.
The BNPL landscape is rapidly evolving with new partnerships, market expansions, and regulatory changes shaping its use. Readers can explore stories on how companies like Afterpay, Klarna, and Zip are growing BNPL services across different regions, how merchants are integrating these options to boost sales, and the impact of new rules starting in 2025 that aim to offer consumer protections while also creating questions about credit reporting and borrowing effects.
BNPL also intersects with wider trends in digital payments and fintech, including the rise of embedded finance, digital wallets, and new B2B payment platforms. However, readers should also be aware of potential risks highlighted in recent reports, such as the financial strain on vulnerable consumers and challenges with fraud and policy abuse. By following this tag, readers gain insights into the opportunities and challenges of BNPL and how it is reshaping modern retail and consumer finance.
UK Buy Now Pay Later News
Regional stories with direct local relevance
Ecommpay flags payment design as key to lost bookings
Flawed payment design is costing UK online travel agencies up to GBP £16.5 billion in lost bookings, Ecommpay's new benchmark report warns.
'Pay by Bank' awareness falls as usage soars in UK
UK awareness of 'Pay by Bank' has plunged even as open banking payments surge, sparking calls for a single, standardised label at checkout.
FCA confirms final BNPL rules, fintech sector welcomes move
FCA unveils final BNPL rules from July 2026, bringing sector under regulation as fintechs hail a proportionate, consumer-focused regime.
FCA sets stricter UK rules for buy now, pay later firms
The FCA will bring buy now, pay later under tougher UK rules from July 2026, forcing stricter checks and clearer protections for borrowers.
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Raylo raises GBP £30m & seals LG UK subscription deal
Raylo secures GBP £30m funding and inks LG TV and audio subscription deal as it eyes UK growth and a 2026 launch in the US market.
Credit Reimagined: Why the future of banking needs smarter credit systems
UK banks face credit innovation hurdles as outdated systems delay new features; modern credit platforms offer agility and growth in a fast-changing market.
Analyst Insights
Research and market analysis connected to Buy Now Pay Later
Expert Columns
Recent Buy Now Pay Later News
Mobile wallets rise among young UK shoppers as card use persists
Mobile wallets are gaining popularity with young UK shoppers, while older generations continue to prefer debit and credit cards for online purchases.
Retailers urged to boost week-long deals as Black Friday peaks shift
Retailers are urged to extend Black Friday deals across the week as 2024 data shows shopping peaks shifting to earlier in the week and conversions rising to 5.3%.
UK consumers & SMBs seek smarter, flexible payment solutions
UK consumers and SMBs increasingly seek flexible, AI-powered payment solutions that offer personalised convenience and support cash flow amid funding challenges.
UK credit card balances rise as payment rates decrease in June
UK credit card balances climbed to an average GBP £1,885 in June as spending rose 4.6%, while payment rates fell, signalling financial strain for many households.
Black Friday 2024 sees 3.1% growth as bounce rates increase
Black Friday 2024 saw a 3.1% growth in eCommerce sales as bounce rates rose 3.8%, with specialist retailers outperforming multi-category stores overall.
Nissan launches Instant Service Plan with interest-free payments
Nissan launches Instant Service Plan in the UK, letting owners spread service costs interest-free over 12 months, boosting affordability and dealer loyalty.
Payment Assist unveils new lending division for UK auto sector
Payment Assist has launched a lending division offering loans and finance solutions to UK garages and dealerships, aiming to support growth and cashflow.
Billie launches B2B Pay Later solution for Stripe merchants
Billie becomes the first B2B Pay Later solution widely available on Stripe, enabling merchants in 11 European countries to offer flexible payments to business buyers.
Payment Assist & eDynamix partner for unified dealer payments
Payment Assist UK and eDynamix partner to offer UK car dealerships integrated payment options via exstoPay, unifying cards, Open Banking, and BNPL services.
MultiSafepay sees merchant growth after Antom integration
MultiSafepay boosts European SME merchant base by 11% and transaction volumes by 44% post-integration with Antom, enhancing payment solutions across sectors.
Marqeta predicts hyper-personalisation in fintech by 2025
Marqeta's leaders predict fintech in 2025 will focus on hyper-personalisation, digitalisation, and proactive compliance to meet evolving consumer demands.
Nearly 10 million Brits to use BNPL schemes this Christmas
Nearly 10 million UK consumers are projected to embrace Buy Now, Pay Later schemes this Christmas, reflecting a significant shift in shopping behaviours.
Ecommpay advises on optimising festive checkout processes
Ecommpay is urging eCommerce merchants to enhance checkout processes ahead of the festive season, with conversion rates averaging just 58%.
Marqeta partners with Klarna & Affirm for BNPL marketplace
Marqeta, in partnership with Klarna and Affirm, has launched Marqeta Flex, a new BNPL marketplace enhancing consumer access to tailored credit options.
BigCommerce partners with Ecommpay to enhance payment solutions
Ecommpay partners with BigCommerce to deliver advanced payment solutions across the UK and EMEA, minimising costs and boosting efficiency for merchants.
ZORRZ partners with SaaScada for inclusive credit card launch
ZORRZ partners with SaaScada to launch BlueAccess, a credit card promoting financial inclusion for immigrants, refugees, and those with poor credit history.
Mondu follows European growth with expansion into the UK
B2B payments firm Mondu expands into the UK, offering Buy Now Pay Later solutions to merchants and marketplaces.
PayPal reshuffles into three divisions as executives shift
PayPal splits into three units as it names new bosses for checkout, consumer finance and crypto, while two senior executives depart.
Payment firms expand into broader merchant services
Stripe, PayPal, Adyen and Block are pushing into loyalty, lending and AI checkout tools as payment groups seek a bigger role in merchant commerce.
PayPal brings payment links to Canva's 265 million
PayPal brings payment links into Canva for 265 million users, letting creators, entrepreneurs and small firms sell from designs with QR codes and checkouts.